Top Personal Loans
- SoFi Personal Loans
SoFi offers competitive rates and no fees personal loans ideal for debt consolidation, home improvement, or major purchases. With flexible terms and quick funding, SoFi stands out for its customer service and member benefits including career coaching and financial planning.
- Marcus by Goldman Sachs Personal Loans
Marcus provides no-fee personal loans with fixed rates and flexible payment options. Perfect for borrowers seeking transparent terms and reliable customer support. Known for high loan limits and online account management tools.
- LightStream Personal Loans
LightStream, a division of SunTrust Bank, offers low-interest personal loans with same-day funding and no fees. Ideal for borrowers with good to excellent credit looking for a fast and convenient lending experience with a rate beat program.
- Upstart Personal Loans
Upstart uses AI-driven underwriting to approve loans quickly, even for borrowers with limited credit history. Offers competitive rates and flexible terms for debt consolidation, medical expenses, or education costs.
- Avant Personal Loans
Avant specializes in personal loans for borrowers with fair to good credit. Features include fast funding, flexible repayment, and no prepayment penalties. A solid choice for emergency expenses or credit card refinancing.
- Discover Personal Loans
Discover offers fixed-rate personal loans with no origination fees and flexible repayment terms. Known for excellent customer service and an easy online application process, ideal for consolidating debt or financing home projects.
- Freedom Plus Personal Loans
Freedom Plus offers competitive rates and high loan amounts up to $100,000, catering to borrowers with good credit. Great for large expenses, debt consolidation, and home improvement with a straightforward online application.
- PenFed Credit Union Personal Loans
PenFed provides low-rate personal loans with flexible terms exclusively for credit union members. Known for fast funding and solid customer support, ideal for borrowers looking for affordable financing options.
- Best Egg Personal Loans
Best Egg offers competitive fixed rates and quick funding for borrowers with good credit. Its streamlined application process makes it an excellent choice for debt consolidation and major purchases with no prepayment penalties.
- LendingClub Personal Loans
LendingClub is a peer-to-peer lending platform providing personal loans with competitive rates and flexible terms. Suitable for debt consolidation, home improvement, and major expenses with transparent fees and online account management.
- Payoff Personal Loans
Payoff specializes in loans aimed at credit card debt consolidation with competitive rates and a focus on financial wellness. Offers personalized support and educational resources to help borrowers improve credit.
- Upgrade Personal Loans
Upgrade offers personal loans with fixed rates and flexible terms along with free credit monitoring. Ideal for borrowers seeking debt consolidation or home improvement financing with simple online application and fast funding.
- Citi Personal Loans
Citi provides unsecured personal loans with competitive fixed rates and flexible terms for existing customers. Known for excellent online banking integration and customer service, great for consolidating debt or financing life events.
- OneMain Financial Personal Loans
OneMain offers personal loans to borrowers with less-than-perfect credit with flexible terms and local branches for in-person service. Ideal for emergency expenses and debt consolidation with quick funding options.
- LendingPoint Personal Loans
LendingPoint provides personal loans for borrowers with fair credit, featuring fast funding and flexible repayment options. Suitable for consolidating debt, home improvements, or unexpected expenses.
- Earnest Personal Loans
Earnest offers customizable loan terms and competitive rates for borrowers with strong credit. Known for no fees, flexible repayment options, and online tools to help manage loans effectively.
- Prosper Personal Loans
Prosper is a peer-to-peer lending platform offering personal loans with competitive rates for debt consolidation and major purchases. Transparent fees and easy online management make it a popular choice.
- Upstart Personal Loans
Upstart leverages AI-based underwriting to provide competitive personal loans quickly, even to those with limited credit history. Great for consolidating debt or financing large expenses with a smooth online application.
- LightStream Personal Loans
LightStream offers low-interest loans with no fees and same-day funding for borrowers with excellent credit. Ideal for large projects, debt consolidation, and home improvement financing.
- Freedom Plus Personal Loans
Freedom Plus provides high loan amounts with competitive fixed rates, perfect for borrowers with good credit seeking funds for home projects, debt consolidation, or other major expenses.
- PenFed Credit Union Personal Loans
PenFed offers low-rate personal loans with flexible repayment options exclusively for credit union members. Known for excellent customer service and fast funding.
- Best Egg Personal Loans
Best Egg delivers fast funding and competitive fixed rates for borrowers with good credit. Ideal for debt consolidation and financing major purchases with no prepayment penalties.
- LendingClub Personal Loans
LendingClub’s peer-to-peer loans offer competitive rates with flexible terms. Great for consolidating debt or funding home improvements with transparent fees and online management tools.
- Payoff Personal Loans
Payoff focuses on helping borrowers pay off credit card debt with competitive rates and personalized financial coaching to improve credit health and financial stability.
- Upgrade Personal Loans
Upgrade offers fixed-rate loans with free credit monitoring and flexible repayment plans. Ideal for borrowers seeking fast, affordable financing for debt or home improvements.
- Citi Personal Loans
Citi provides unsecured loans with competitive rates and flexible terms for existing customers, perfect for consolidating debt or financing life events with seamless online banking integration.
- OneMain Financial Personal Loans
OneMain offers personal loans to borrowers with varied credit profiles, featuring local branches and flexible terms. Ideal for emergency expenses and debt consolidation.
- LendingPoint Personal Loans
LendingPoint provides loans to borrowers with fair credit, offering fast funding and flexible repayment options suitable for consolidating debt or covering unexpected costs.
- Earnest Personal Loans
Earnest offers highly customizable loan terms and competitive rates for borrowers with strong credit, including no fees and tools to effectively manage repayments.
- Prosper Personal Loans
Prosper’s peer-to-peer platform offers competitive fixed rates with transparent fees, ideal for debt consolidation and major purchases with simple online application.
- Upstart Personal Loans
Upstart leverages AI underwriting to approve loans quickly, even for those with limited credit history, making it a great choice for debt consolidation and large expenses.
- LightStream Personal Loans
LightStream provides low-interest loans with no fees and same-day funding for excellent credit borrowers, perfect for large projects and home improvements.
- Freedom Plus Personal Loans
Freedom Plus offers high loan amounts and competitive fixed rates, suited for borrowers with good credit seeking funds for major expenses and home projects.
- PenFed Credit Union Personal Loans
PenFed delivers low-rate personal loans with flexible repayment exclusively for credit union members, known for excellent service and fast funding.
- Best Egg Personal Loans
Best Egg offers fast funding and competitive fixed rates for good credit borrowers, ideal for debt consolidation and financing large purchases without prepayment penalties.
- LendingClub Personal Loans
LendingClub’s peer-to-peer loans offer competitive rates and flexible terms, suitable for consolidating debt or funding home improvements with transparent fees and online tools.
- Payoff Personal Loans
Payoff focuses on credit card debt consolidation with competitive rates and personalized financial coaching to help improve credit and financial health.
- Upgrade Personal Loans
Upgrade offers fixed-rate loans with free credit monitoring and flexible repayment, perfect for fast and affordable financing of debt or home improvements.
- Citi Personal Loans
Citi provides unsecured personal loans with competitive fixed rates and flexible terms for existing customers, great for consolidating debt or financing life events.
- OneMain Financial Personal Loans
OneMain offers personal loans for borrowers with varied credit profiles, providing local branches and flexible terms for emergency expenses and debt consolidation.
- LendingPoint Personal Loans
LendingPoint delivers loans for fair credit borrowers with fast funding and flexible repayment, suitable for debt consolidation and unexpected expenses.
- Earnest Personal Loans
Earnest offers customizable loan terms and competitive rates for strong credit borrowers, with no fees and tools to manage repayments efficiently.
- Prosper Personal Loans
Prosper’s peer-to-peer loans offer competitive fixed rates with transparent fees, ideal for debt consolidation and major purchases with easy online application.
- SoFi Personal Loans
SoFi offers no-fee personal loans with competitive rates and member benefits, ideal for debt consolidation, home improvement, and major purchases with quick funding.
- Marcus by Goldman Sachs Personal Loans
Marcus provides no-fee personal loans with fixed rates, flexible payments, and high loan limits. Perfect for borrowers seeking transparent terms and excellent support.
- LightStream Personal Loans
LightStream offers low-interest, no-fee loans with same-day funding for excellent credit borrowers. Ideal for debt consolidation, home improvement, and large purchases.
- Upstart Personal Loans
Upstart uses AI underwriting for quick loan approvals, even for limited credit history borrowers. Great for debt consolidation and financing large expenses.
- Avant Personal Loans
Avant specializes in loans for fair to good credit borrowers with fast funding, flexible terms, and no prepayment penalties. Suitable for emergencies and credit card refinancing.
- Discover Personal Loans
Discover offers no origination fees, fixed rates, and flexible repayment terms. Known for excellent customer service and easy online applications, ideal for debt consolidation.
